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Confident Home Insurance in UK Properties – Why You Need to Know About Exclusions

Not many home insurance companies will go to the lengths of letting you know about their exclusions up front: which can be extremely frustrating for a person trying to find the right home insurance in UK policy for their requirements. The exclusions are a hugely important part of the conditions of your insurance policy. Here’s why:

Let’s say you get an Aviva home insurance policy. The entire advertising blurb tells you what a great policy it is, and how you’ll be covered against fire and theft and damage in transit: but what it doesn’t tell you is what circumstances you won’t be covered in. That’s information you have to find elsewhere.

Actually, Aviva home insurance in UK policies are quite a good example of the value of the exclusions – because unlike a lot of insurance companies, Aviva home insurance lists all its exclusions clearly so you know exactly where you stand.

It’s all about confidence. When a company shows you the exclusions to its home insurance in UK policies, you know exactly where you stand – and that means you can make the right decision for your home, your family and your property from the off.

Exclusions to Aviva’s policy include radiation damage, which may arise from the burning of nuclear fuel; radiation or toxic damage caused as a result of nuclear explosion; and loss or damage incurred as a result of war, terrorism, civil war or military action. Cover is also excluded from pressure waves caused by aircraft, or pollution events that are not sudden and with a known cause

An Aviva home insurance policy lists all exclusions (these are only some) in its booklet. Get the most from your home insurance, wherever you go, by asking to see what you can’t be insured for.

26.11.2011. 22:06

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